Frank Fiorille is the senior director of risk management at Paychex, a leading provider of payroll, human resource, and benefits outsourcing solutions. Frank has more than 20 years’ experience in risk management and credit, he joined Paychex in 2002 to build the company’s enterprise-wide risk program. In 2008 and 2009, Frank was named one of the 100 Most Influential People in Finance by Treasury & Risk Magazine. Additionally, Frank‘s team received 11 individual Alexander Hamilton Awards over the past 6 years for excellence in risk management, more than any other company over that time frame. Before joining Paychex, he spent four years at PNC Financial in Pittsburgh working in their Corporate Credit Policy area managing commercial and consumer risk units and reporting directly to the Chief Credit Officer. Before that, he spent twelve years with Citigroup in New York. He is also a graduate of the Wharton Business School’s inaugural advanced risk management program in 2007. He’s led very successful projects to build the first risk and retention models in both the educational lending and payroll outsourcing industries and spent time working internationally by teaching and facilitating strategic risk management courses for senior level executives.